@font-face{font-family:Instrument Sans;font-style:normal;font-weight:400 700;font-stretch:100%;font-display:swap;src:url(../media/c7f47671e39f7787-s.0klc_mi0-5f4_.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Instrument Sans;font-style:normal;font-weight:400 700;font-stretch:100%;font-display:swap;src:url(../media/f06bf9da926bae75-s.p.2874ccu1_u7jf.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Instrument Sans Fallback;src:local(Arial);ascent-override:94.42%;descent-override:24.33%;line-gap-override:0.0%;size-adjust:102.74%}.instrument_sans_908b36ea-module__XR_xfa__className{font-family:Instrument Sans,Instrument Sans Fallback;font-style:normal}.instrument_sans_908b36ea-module__XR_xfa__variable{--font-instrument:"Instrument Sans", "Instrument Sans Fallback"}
@font-face{font-family:Fraunces;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/167cd0713aa75522-s.1nzccunaoxsdm.woff2)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Fraunces;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/e455bcff747f0d5e-s.1wuo3gtslpr33.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Fraunces;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/791bf8c4bb753ed6-s.p.0ggqn9ig56u4s.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Fraunces Fallback;src:local(Times New Roman);ascent-override:84.71%;descent-override:22.09%;line-gap-override:0.0%;size-adjust:115.45%}.fraunces_950dbf7b-module__MD6Wsq__className{font-family:Fraunces,Fraunces Fallback;font-style:normal}.fraunces_950dbf7b-module__MD6Wsq__variable{--font-fraunces:"Fraunces", "Fraunces Fallback"}
:root{--ownpay-clay:#6b352a;--ownpay-clay-deep:#482218;--ownpay-butter:#fff1a6;--ownpay-butter-deep:#f8dc6b;--ownpay-bg:#fffaf2;--ownpay-surface:#fffdf8;--ownpay-ink:#261713;--ownpay-soft:#6c5650;--ownpay-muted:#9b8a82;--ownpay-taupe:#d8c8bc;--ownpay-line:#6b352a24;--ownpay-success:#23854e;--ownpay-danger:#ad3e32;--ownpay-warn:#916d16;--bg:var(--ownpay-bg);--surface:var(--ownpay-surface);--surface-sunken:#f7eee4;--ink:var(--ownpay-ink);--ink-soft:var(--ownpay-soft);--ink-muted:var(--ownpay-muted);--hairline:var(--ownpay-line);--hairline-strong:#6b352a45;--accent:var(--ownpay-clay);--accent-strong:var(--ownpay-clay-deep);--accent-tint:#f3e2d7;--accent-ink:#fffaf2;--success:var(--ownpay-success);--danger:var(--ownpay-danger);--danger-tint:#f8e3de;--warn-ink:var(--ownpay-warn);--warn-tint:#fff4c9;--focus:var(--ownpay-clay);--radius:16px;--radius-sm:11px;--radius-lg:26px;--shadow-soft:0 12px 32px #4c261a14;--shadow-raise:0 2px 4px #4c261a0f, 0 18px 45px #4c261a1c;--font-ui:var(--font-instrument), "Segoe UI", system-ui, -apple-system, sans-serif;--font-display:var(--font-fraunces), Georgia, "Times New Roman", serif;--maxw:1320px;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}*{box-sizing:border-box}html{scroll-behavior:smooth}html,body{margin:0;padding:0}body{background:var(--bg);color:var(--ink);font-family:var(--font-ui);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;font-size:16px;line-height:1.5;overflow-x:hidden}a{color:inherit;text-decoration:none}a:hover{text-decoration:none}button{font-family:inherit}h1,h2,h3,p{margin:0}h1,h2,h3{letter-spacing:-.04em;line-height:1.08}.tnum{font-variant-numeric:tabular-nums lining-nums;font-feature-settings:"tnum" 1, "lnum" 1}.muted{color:var(--ink-muted)}.soft{color:var(--ink-soft)}.eyebrow{color:var(--ownpay-clay);letter-spacing:.13em;text-transform:uppercase;font-size:11px;font-weight:720;display:block}.app{flex-direction:column;min-height:100dvh;display:flex}.site-main{flex:1;padding:0 0 72px}.container{width:100%;max-width:560px;margin:0 auto;padding:34px 22px 0}.stack{flex-direction:column;display:flex}.stack>*+*{margin-top:var(--gap,16px)}.row{align-items:center;gap:12px;display:flex}.spread{justify-content:space-between;align-items:center;gap:12px;display:flex}.site-header{z-index:40;padding:18px 22px;position:sticky;top:0}.site-header-inner{width:100%;max-width:var(--maxw);-webkit-backdrop-filter:blur(18px)saturate(1.2);backdrop-filter:blur(18px)saturate(1.2);background:#fffdf8cc;border:1px solid #ffffffd1;border-radius:22px;align-items:center;gap:28px;min-height:64px;margin:0 auto;padding:8px 16px 8px 20px;display:flex;box-shadow:0 8px 28px #4a27190f}.brand{flex:none;align-items:center;display:inline-flex}.logo-lockup{width:145px;height:44px;display:block;overflow:hidden}.logo-lockup img{width:145px;height:auto;display:block;transform:translateY(-1px)}.desktop-nav{align-items:center;gap:clamp(16px,2.7vw,34px);margin-left:auto;display:flex}.desktop-nav a{color:var(--ownpay-soft);font-size:13px;font-weight:580;transition:color .18s}.desktop-nav a:hover,.header-dashboard-link:hover{color:var(--ownpay-clay)}.header-actions{align-items:center;gap:14px;margin-left:auto;display:flex}.header-dashboard-link{color:var(--ownpay-soft);font-size:13px;font-weight:600}.app-footer{border-top:1px solid var(--ownpay-line);padding:20px 22px}.app-footer-inner{max-width:var(--maxw);justify-content:space-between;align-items:center;gap:12px;margin:0 auto;font-size:12.5px;display:flex}.network-notice{background:var(--warn-tint);border-bottom:1px solid var(--ownpay-line)}.network-notice-inner{width:min(calc(100% - 44px), var(--maxw));min-height:48px;color:var(--warn-ink);margin:0 auto;font-size:13px;font-weight:600}.btn{appearance:none;min-height:46px;color:inherit;cursor:pointer;border:1px solid #0000;border-radius:12px;justify-content:center;align-items:center;gap:9px;padding:12px 16px;font-size:14px;font-weight:650;transition:transform .18s,background .18s,border-color .18s,box-shadow .18s;display:inline-flex}.btn:hover{transform:translateY(-1px)}.btn:active{transform:translateY(0)}.btn:disabled{cursor:not-allowed;opacity:.58;transform:none}.btn-primary{background:var(--ownpay-clay);color:#fffaf2;box-shadow:0 8px 16px #6b352a26}.btn-primary:hover{background:var(--ownpay-clay-deep)}.btn-butter{background:var(--ownpay-butter);color:var(--ownpay-clay-deep)}.btn-butter:hover{background:var(--ownpay-butter-deep)}.btn-ghost{color:var(--ownpay-ink);border-color:var(--ownpay-line);background:#ffffff8c}.btn-ghost:hover{background:var(--ownpay-surface);border-color:var(--hairline-strong)}.btn-danger{color:var(--danger);border-color:color-mix(in srgb, var(--danger) 40%, var(--hairline));background:0 0}.btn-danger:hover{background:var(--danger-tint)}.btn-block{width:100%}.btn-large{border-radius:14px;min-height:54px;padding:14px 23px;font-size:15px}:where(button,a,input,select,textarea):focus-visible{outline:3px solid color-mix(in srgb, var(--ownpay-butter) 80%, var(--ownpay-clay));outline-offset:3px;border-radius:7px}.landing-shell{max-width:var(--maxw);margin:0 auto;padding:0 22px}.landing-hero{background:radial-gradient(circle at 76% 44%,#fff1a68a,#0000 28%),linear-gradient(120deg,#fffdf8,#f8eee2);border-radius:34px;grid-template-columns:minmax(0,.82fr) minmax(420px,1.18fr);align-items:center;gap:20px;min-height:650px;padding:62px 42px 38px;display:grid;position:relative;overflow:hidden}.landing-hero:before{content:"";pointer-events:none;border:1px solid #6b352a1c;border-radius:25px;position:absolute;inset:18px}.hero-copy{z-index:2;max-width:590px;padding:10px 0 20px;position:relative}.hero-kicker{background:var(--ownpay-butter);width:fit-content;color:var(--ownpay-clay-deep);border-radius:999px;align-items:center;gap:9px;padding:8px 13px 8px 8px;font-size:12px;font-weight:700;display:inline-flex}.kicker-icon{background:var(--ownpay-clay);color:#fffaf2;border-radius:50%;place-items:center;width:23px;height:23px;display:grid}.hero-copy h1{color:var(--ownpay-clay-deep);margin-top:25px;font-size:clamp(52px,6.1vw,88px);font-weight:720;line-height:.96}.hero-copy h1 span{color:var(--ownpay-clay)}.hero-copy>p{max-width:510px;color:var(--ownpay-soft);margin-top:24px;font-size:clamp(17px,1.6vw,20px);line-height:1.45}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:31px;display:flex}.hero-proof{color:var(--ownpay-soft);flex-wrap:wrap;align-items:center;gap:9px;margin-top:35px;font-size:11px;font-weight:600;display:flex}.proof-mark{width:24px;height:24px;color:var(--ownpay-clay);background:#e9dbc5;border-radius:50%;place-items:center;display:grid}.proof-divider{background:var(--ownpay-line);width:1px;height:18px;margin:0 4px}.hero-visual{justify-content:center;align-items:center;min-height:570px;display:flex;position:relative}.hero-stamp{z-index:3;color:var(--ownpay-clay);font-family:var(--font-display);font-size:clamp(24px,2.6vw,38px);font-style:italic;line-height:.92;position:absolute;top:12%;right:-4px;transform:rotate(-8deg)}.hero-stamp em{color:var(--ownpay-clay-deep)}.principles-strip{grid-template-columns:1fr .68fr;align-items:end;gap:50px;padding:76px 42px 65px;display:grid}.principles-strip h2,.section-heading h2,.story-copy h2,.roadmap-section h2,.eligibility-banner h2{color:var(--ownpay-clay-deep);margin-top:12px;font-size:clamp(29px,4vw,51px)}.principles-strip p,.section-heading>p{color:var(--ownpay-soft);font-size:16px;line-height:1.65}.landing-section{padding:28px 0 88px}.section-heading{justify-content:space-between;align-items:end;gap:42px;display:flex}.landing-heading>p{max-width:345px}.action-grid{grid-template-columns:repeat(4,1fr);gap:13px;margin-top:33px;display:grid}.action-card{border:1px solid var(--ownpay-line);min-height:262px;box-shadow:var(--shadow-soft);background:#fffdf8b8;border-radius:22px;padding:23px 20px;transition:transform .2s,box-shadow .2s;position:relative;overflow:hidden}.action-card:after{content:"";border:1px solid #fffc;border-radius:40% 60% 55% 45%;width:150px;height:150px;position:absolute;bottom:-65px;right:-62px;transform:rotate(38deg);box-shadow:inset 0 0 20px #ffffffb3}.action-card:hover{box-shadow:var(--shadow-raise);transform:translateY(-5px)}.action-card-2{background:linear-gradient(140deg,#ffffffeb,#fff1a657)}.action-card-3{background:linear-gradient(140deg,#ffffffeb,#f4e2d7bd)}.action-card-4{background:var(--ownpay-clay);color:#fffaf2;border-color:var(--ownpay-clay)}.action-card-4 .eyebrow,.action-card-4 p{color:#f7dfce}.action-card-number{color:var(--ownpay-muted);letter-spacing:.12em;font-size:11px;font-weight:700}.action-icon{width:52px;height:52px;color:var(--ownpay-clay);background:#ffffff94;border:1px solid #6b352a21;border-radius:17px;place-items:center;margin-top:26px;display:grid}.action-card-4 .action-icon{color:var(--ownpay-butter);background:#fff1a624;border-color:#fff1a640}.action-card h3{margin-top:20px;font-size:25px}.action-card strong{letter-spacing:-.01em;margin-top:7px;font-size:14px;display:block}.action-card p{max-width:180px;color:var(--ownpay-soft);margin-top:5px;font-size:12.5px;line-height:1.45}.action-arrow{width:31px;height:31px;color:var(--ownpay-clay);background:var(--ownpay-butter);border-radius:50%;place-items:center;display:grid;position:absolute;bottom:19px;right:18px}.action-card-4 .action-arrow{color:var(--ownpay-clay-deep)}.story-section{grid-template-columns:1fr 1fr;align-items:center;gap:clamp(35px,8vw,120px);padding:78px 42px 105px;display:grid}.story-visual{background:radial-gradient(circle at 35% 28%,#fff1a6eb,#0000 22%),linear-gradient(150deg,#f3e2d7,#fffdf8);border:1px solid #ffffffdb;border-radius:30px;place-items:center;min-height:395px;display:grid;position:relative;overflow:hidden}.story-orb{border:1px solid #fffffff2;border-radius:44% 56% 55% 45%;position:absolute;transform:rotate(25deg);box-shadow:inset 0 0 24px #ffffffbf,0 8px 25px #6b352a14}.orb-one{width:260px;height:180px;top:22px;right:-34px}.orb-two{width:180px;height:260px;bottom:-75px;left:-45px;transform:rotate(-22deg)}.story-card-main{z-index:1;width:min(260px,64%);min-height:270px;box-shadow:var(--shadow-raise);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fffdf8b8;border:1px solid #fffffff2;border-radius:20px;flex-direction:column;padding:24px;display:flex}.story-card-icon{background:var(--ownpay-clay);width:42px;height:42px;color:var(--ownpay-butter);border-radius:13px;place-items:center;display:grid}.story-card-main .eyebrow{margin-top:28px}.story-card-main strong{color:var(--ownpay-clay-deep);letter-spacing:-.05em;margin-top:9px;font-size:28px}.story-line{align-items:end;gap:5px;height:44px;margin-top:17px;display:flex}.story-line i{background:linear-gradient(var(--ownpay-butter-deep), var(--ownpay-clay));border-radius:999px 999px 2px 2px;width:19%;display:block}.story-line i:first-child{height:30%}.story-line i:nth-child(2){height:52%}.story-line i:nth-child(3){height:44%}.story-line i:nth-child(4){height:76%}.story-line i:nth-child(5){height:100%}.story-card-main small{color:var(--ownpay-soft);margin-top:auto;font-size:10px}.story-mini-card{z-index:2;color:var(--ownpay-clay-deep);box-shadow:var(--shadow-soft);background:#fff1a6de;border:1px solid #ffffffd9;border-radius:13px;align-items:center;gap:9px;padding:12px 15px;font-size:11px;font-weight:650;line-height:1.2;display:flex;position:absolute;bottom:11%;right:10%}.story-mini-card svg{color:var(--ownpay-clay)}.story-copy>p{max-width:520px;color:var(--ownpay-soft);margin-top:22px;font-size:17px;line-height:1.65}.story-points{gap:17px;margin-top:30px;display:grid}.story-points>div{align-items:flex-start;gap:12px;display:flex}.point-icon{background:var(--accent-tint);width:34px;height:34px;color:var(--ownpay-clay);border-radius:10px;flex:none;place-items:center;display:grid}.story-points strong,.story-points small{display:block}.story-points strong{font-size:14px}.story-points small{color:var(--ownpay-soft);margin-top:3px;font-size:12px;line-height:1.4}.text-link{color:var(--ownpay-clay);align-items:center;gap:7px;margin-top:28px;font-size:13px;font-weight:720;display:inline-flex}.text-link:hover{color:var(--ownpay-clay-deep)}.roadmap-section{background:var(--ownpay-clay);color:#fffaf2;border-radius:28px;grid-template-columns:.78fr 1fr auto;align-items:start;gap:45px;padding:62px 42px;display:grid;position:relative;overflow:hidden}.roadmap-section:after{content:"";border:1px solid #fff1a640;border-radius:50%;width:360px;height:360px;position:absolute;top:-190px;right:-120px;box-shadow:0 0 0 35px #fff1a60d,0 0 0 70px #fff1a60a}.roadmap-section .eyebrow{color:var(--ownpay-butter)}.roadmap-section h2{color:#fffaf2;font-size:clamp(29px,3.7vw,48px)}.roadmap-list{z-index:1;grid-template-columns:repeat(3,1fr);gap:14px;display:grid;position:relative}.roadmap-list>div{background:#ffffff14;border:1px solid #fff1a638;border-radius:15px;min-height:150px;padding:16px}.roadmap-list span{color:var(--ownpay-butter);font-size:11px;font-weight:700;display:block}.roadmap-list strong{margin-top:22px;font-size:14px;display:block}.roadmap-list small{color:#f5ded2;margin-top:6px;font-size:11px;line-height:1.35;display:block}.roadmap-note{z-index:1;color:#f5ded2;white-space:nowrap;align-self:end;font-size:11px;position:relative}.eligibility-banner{grid-template-columns:1fr 1fr;align-items:center;gap:44px;padding:74px 42px 20px;display:grid}.eligibility-banner h2{font-size:clamp(28px,3vw,40px)}.eligibility-banner p{color:var(--ownpay-soft);line-height:1.65}.character-stage{isolation:isolate;justify-content:center;align-items:end;width:min(100%,590px);height:570px;display:flex;position:relative}.character-stage-compact{justify-content:end;align-items:end;width:100%;height:285px}.character-aura{filter:blur(3px);z-index:-2;background:radial-gradient(circle,#fff1a6d4,#fff1a61a 57%,#0000 70%);border-radius:50%;width:72%;height:74%;position:absolute;bottom:5%;right:7%}.character-image{object-fit:contain;object-position:bottom center;filter:drop-shadow(0 23px 20px #592b1a26);width:auto;max-width:93%;height:105%;animation:7s ease-in-out infinite character-float}.character-stage-compact .character-image{max-width:65%;height:121%;margin-right:3%}.ribbon{z-index:-1;border:2px solid #ffffffd1;border-radius:50%;position:absolute;transform:rotate(-18deg);box-shadow:0 0 15px #fff1a6bf,inset 0 0 10px #ffffff8c}.ribbon-one{width:92%;height:28%;bottom:17%;left:4%}.ribbon-two{width:74%;height:22%;bottom:29%;left:17%;transform:rotate(24deg)}.crystal-tile{z-index:3;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#fffdf8ad;border:1px solid #ffffffe6;border-radius:15px;grid-template-columns:auto 1fr;align-items:center;column-gap:7px;min-width:92px;padding:11px 13px;display:grid;position:absolute;transform:rotate(-8deg);box-shadow:inset 0 0 17px #fffc,0 10px 22px #6b352a1c}.crystal-tile svg{color:var(--ownpay-clay);grid-row:span 2}.crystal-tile strong{color:var(--ownpay-clay-deep);font-size:13px}.crystal-tile span{color:var(--ownpay-soft);font-size:10px}.crystal-tile-one{top:13%;left:2%}.crystal-tile-two{top:30%;right:0;transform:rotate(9deg)}.crystal-tile-three{background:#fff1a6bd;bottom:13%;left:7%;transform:rotate(5deg)}.character-caption{color:var(--ownpay-soft);font-size:10px;font-weight:650;position:absolute;bottom:3%;right:8%}.caption-dot{background:var(--ownpay-success);border-radius:50%;width:7px;height:7px;margin-right:6px;display:inline-block}@keyframes character-float{0%,to{transform:translateY(0)}50%{transform:translateY(-8px)}}.dashboard-frame{max-width:var(--maxw);grid-template-columns:196px minmax(0,1fr);gap:36px;margin:0 auto;padding:35px 22px 0;display:grid}.dashboard-sidebar{border-right:1px solid var(--ownpay-line);flex-direction:column;min-height:680px;padding:18px 10px;display:flex}.dashboard-sidebar-label{color:var(--ownpay-muted);letter-spacing:.12em;text-transform:uppercase;padding:5px 12px 16px;font-size:10px;font-weight:720}.dashboard-nav-item{color:var(--ownpay-soft);border-radius:12px;align-items:center;gap:11px;padding:12px;font-size:13px;font-weight:620;transition:color .18s,background .18s;display:flex}.dashboard-nav-item:hover{color:var(--ownpay-clay);background:#fff1a666}.dashboard-nav-active{color:var(--ownpay-clay-deep);background:var(--ownpay-butter)}.dashboard-nav-muted{color:var(--ownpay-muted)}.dashboard-sidebar-rule{background:var(--ownpay-line);height:1px;margin:21px 12px}.dashboard-sidebar-bottom{margin-top:auto}.dashboard-main{min-width:0}.dashboard-welcome-row{justify-content:space-between;align-items:end;gap:22px;display:flex}.dashboard-welcome-row h1{color:var(--ownpay-clay-deep);margin-top:10px;font-size:clamp(36px,5vw,57px)}.welcome-mark{color:var(--ownpay-clay)}.dashboard-subtitle{color:var(--ownpay-soft);margin-top:8px;font-size:15px}.dashboard-identity{border:1px solid var(--ownpay-line);background:#ffffff9e;border-radius:14px;align-items:center;gap:9px;padding:8px 12px 8px 8px;display:flex}.identity-avatar{background:var(--ownpay-clay);width:36px;height:36px;color:var(--ownpay-butter);border-radius:12px;place-items:center;display:grid}.dashboard-identity strong,.dashboard-identity small{display:block}.dashboard-identity strong{font-size:12px}.dashboard-identity small{color:var(--ownpay-muted);margin-top:2px;font-size:10px}.dashboard-hero-grid{grid-template-columns:.88fr 1.12fr;gap:14px;margin-top:30px;display:grid}.panel-warm,.dashboard-visual-panel{min-height:318px;box-shadow:var(--shadow-soft);border:1px solid 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